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Terms & Conditions

Please read this carefully. By using our website, you inherently agree to the terms set heree.
Terms of Service

These Terms of Service (“Terms of Service”) are provided on behalf of Kredit Future and its affiliates (“Kredit Future”, “we”, “us”, “our”). By using www.kreditfuture.com, including any sub-domain thereof (the “Site”), you signify that you have read, understand, and agree to be bound by these Terms of Service, regardless of whether you have registered to use any of the products or services offered on the Site (“Services”). Please read the Terms of Service very carefully. If you do not wish to be bound by these Terms of Service, you should not access or use the Site. In addition to these Terms of Service, you may enter into other agreements with us that will govern your use of the Services offered on the Site. If there is any contradiction between these Terms of Service and another agreement you enter into that is applicable to a Service offered on the Site then the other agreement will take precedence as it applies to the Service.


Eligibility


This Site is intended solely for users who are 18 years of age or older, and any registration or use of the Site by anyone under 18 years of age is unauthorized and in violation of these Terms of Service. By using the Site, you represent you are 18 years of age or older and that you agree to and will abide by all of the terms and conditions of these Terms of Service. The Site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.


Registrations and Applications


You may be presented with the opportunity to register for an account, apply for a loan or other Services, or become an investor through the Site. When you register for an account or apply for a loan or other Services, you agree to provide current, complete, and accurate information about yourself. If any information you provide is untrue, inaccurate, not current, or incomplete, we have the right to cancel your registration, reject any application you have submitted, terminate any agreement we have with you, and restrict your future use of the Site and our Services. We reserve the right to reject any registration and/or decline any application for a loan or investment.


Your Content and Information


Sharing By providing information or content on the Site or in connection with the Services, you expressly agree to all of the following: You grant us a non-exclusive, transferable, sub-licensable, royalty-free, worldwide license to use any information or content that you provide in connection with your use of the Site or Services in perpetuity, subject to the privacy provisions described in our Privacy Policy. We have the right to review, delete, edit, modify, reformat, excerpt, or translate any of your information or content. You are solely responsible for the content and information you make available through or in connection with the Site or Services. All the information and content posted on the Site or privately transmitted through the Site or via other means in connection with the Services is the sole responsibility of the person from which that content originated. We will not be responsible for any errors or omissions in any information or content posted by a user.


Restrictions on Use


In addition to the Terms of Service, you agree to abide by all applicable laws and regulations in your use of the Site and Services. In addition, you agree that you will not do any of the following:



  • register for more than one account, unless instructed to do so by us in connection with a new loan application, or register for an account on behalf of an individual other than yourself or on behalf of any group or entity;

  • post or otherwise make available content or take any action on the Site, that may constitute libel or slander, that infringes or violates someone else’s rights, that violates any copyright or trademark protections, or otherwise violates the law;

  • post or otherwise make available content that in our judgment is objectionable, such as content that is harmful, threatening, inflammatory, obscene, fraudulent, invasive of privacy or publicity rights, hateful, or otherwise objectionable, which restricts or inhibits any other person from using or enjoying the Site, or which may expose us or our users to any harm or liability of any type;

  • post or otherwise make available any unsolicited or unauthorized advertising, solicitations, promotional materials, or any other form of solicitation; use the information or content on our Site to send unwanted messages to any other user;

  • impersonate any person or entity or falsely state or otherwise misrepresent yourself, your age, or your affiliation with any person or entity;

  • post or otherwise make publicly available on the Site any personal or financial information of any third party;

  • solicit personal information from anyone under 18 years of age or solicit passwords or Personal Information for commercial or unlawful purposes;

  • use the Site or Services in any manner that could damage, disable, overburden, or impair the Site or systems of Kredit Future;

  • use or launch any automated system, including without limitation, “robots,” “spiders,” or “offline readers,” to access content or systems of Kredit Future;

  • harvest or collect email addresses or other contact information of our users from the Site by electronic or other means, including via the use of automated scripts;

  • or post or otherwise make available any material that contains software viruses or any other computer code, files, or programs designed to interrupt, destroy, or limit the functionality of the Site or any computer software or hardware or telecommunications equipment.


Changes and Modifications

We reserve the right to temporarily or permanently modify or discontinue the Site, or any portion of the Site, for any reason, without notice to you. We may also change the Terms of Service from time to time without notice to you. Please review these Terms of Service from time to time because your continued access or use of the Site after any modifications have become effective shall be deemed your conclusive acceptance of the modified Terms of Service.

 

Termination of Your License

Kredit Future reserves the right, in its sole discretion, to terminate Your License or user account, delete your loan listing and any content or information that you have posted on the Site, prohibit you from using or accessing our Site or the Services and/or assert legal action with respect to your content or use of the Site or Services that Kredit Future reasonably believes is or might be in violation of the Terms or Service, additional terms and conditions, or other Kredit Future policies. Kredit Future’s failure or delay in taking such actions does not constitute a waiver of its rights to enforce the Terms or Service or the terms of any Service.

Copyright Complaints

If you believe that any material on the Site infringes upon any copyright that you own or control, you may send a written notification to us via email at info@kreditfuture.com. In your notification please:


  • confirm you are the owner, or authorized to act on behalf of the owner, of the copyrighted work that has been infringed with a physical or electronic signature;

  • identify the copyrighted work or works you claim has been infringed;

  • identify the material that you claim is infringing or is the subject of infringing activity and that is to be removed;

  • please include information reasonably sufficient to permit us to locate the material;

  • provide your contact details, including an email address;

  • and provide a statement that the information you have provided is accurate and that you have a good-faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law.


Links

The Site may contain links to websites controlled or offered by third parties (non-affiliates of Kredit Future). Kredit Future hereby disclaims liability for any information, materials, products, or services offered or advertised at any of the third-party websites linked to on the Site. By creating a link to a third-party website, Kredit Future does not endorse or recommend any products or services offered on or information contained at that website, nor is Kredit Future liable for any failure of any products or services offered on or advertised at those websites. We are not responsible for the information practices employed by websites linked to or from our Site. In most cases, links to other websites are provided solely as pointers to information on topics that may be useful to our users. Since third-party websites may have different privacy policies and/or security standards governing their websites, we advise that you review the privacy policies and terms and conditions of these websites prior to providing any Personal Information.

 

No Warranty; Errors

The Site and Services are provided “as is” and without any representation or warranty, whether express, implied, or statutory. Kredit Future and our officers, directors, agents, employees, and suppliers specifically disclaim any implied warranties of title, merchantability, fitness for a particular purpose, and non-infringement. We do not warrant the accuracy, adequacy, or completeness of the information provided on the Site and expressly disclaim liability for any errors or omissions in such information. We do not guarantee continuous, uninterrupted, or secure access to the Site or any of our Services, and the operation of the Site may be interfered with by numerous factors outside of our control. We cannot guarantee and do not promise any specific results from use of the Site and/or Services. Calculators and tools on the Site provide you with estimates that may be different than actual amounts. Although we provide rules for user conduct and postings, we do not control nor are we responsible for what users post on the Site or any offensive, inappropriate, obscene, unlawful, or otherwise objectionable content you may encounter on the Site. We are not responsible for the conduct, whether online or offline, of any user of the Site or Services. You agree that we may promptly correct any error that we discover, including any error in calculating your loan rates. If the error results in your receipt of an incorrect interest rate, APR, or origination fee, we will notify you and provide you with the correct rate. You agree to provide any additional consent necessary to correct any errors that occur.

 

Limitation of Liability

You agree that all access to and use of the Site and its contents and your use of the Services are at your own risk. In no event shall we be held liable for any damages, including direct or indirect, special, incidental, or consequential damages, losses, or expenses arising in connection with the Site or any linked website or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, or line or system failure, even if we or our representatives are advised of the possibility of such damages, losses, or expenses.

 

System Outages, Slowdowns, and Capacity Limitations

At times you may experience difficulty accessing the Site or communicating with Kredit Future through the Internet or other electronic wireless services as a result of high Internet traffic, transmission problems, systems capacity limitations, or other problems. Any computer system or other electronic device, whether it is yours, an Internet service provider’s, or Kredit Future’s, can experience unanticipated outages or slowdowns or have capacity limitations. Kredit Future is not responsible for any such outages, slowdowns, or capacity limitations.

 

Protecting Your Devices and Account

Kredit Future makes no warranty whatsoever to you, express or implied, regarding the security of the Site, including with respect to the ability of unauthorized persons to intercept or access information transmitted by you through the Site or any Service. You acknowledge and agree that you are solely responsible for maintaining the security of your devices. You also acknowledge and agree that you are responsible for maintaining the confidentiality of your password. Kredit Future is not responsible for any losses resulting from the loss or theft of your device or the loss or theft of your information transmitted from or stored on your devices. You are required to report any unauthorized use of your account or any Service to us via email at info@kreditfuture.com.

 

Contact us

If you have questions or concerns regarding the Terms of Service, you should contact us by emailing us at info@kreditfuture.com.
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