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THE KREDIT PROCESS

How it works
4-Steps to Kredit Future

It’s a 4-step process to get funded for your higher education. And we try to complete the entire application process within 3-4 weeks starting from the Diligence Stage. Earlier you apply, better the chances of getting funded since our initial fund size is limited.

Pre-eval Stage

Diligence Stage

Agreement

Disbursement

Stage 1
Pre-Evaluation

Submit a simple pre-evaluation form that takes hardly 2 mins to fill up

Stage 2
Diligence

If your pre-eval form is approved, you will need to submit a detailed application with supporting documents and a non-refundable application fee

Stage 3
Agreement

If offered a credit, you will need to accept the offer by signing an agreement within 15 days

Stage 4
Disbursement

The Credit amount will be disbursed to your local bank account in installments as per the university fee schedule

Zero Burden
Collateral-free Credit

It's not a loan and we don't take any collateral to fund your education

$5 million fund
Highly Selective

Since we are just starting out, we have limited fund size and looking to help about 80-100 students this year by financing their higher education

Unique
Income Share Agreement

We fund your higher education in exchange for a percentage of your future earnings

Support
Additional Services

We offer additional services such as Resume Review, Essay Editing and Application assistance

Simple & Fast
Convenient Process

It's an easy and fast process to apply when compared to the traditional loan process

No interest rate
Repay when you get a job

You need not worry about interest rate since we only take a share from your future income. You pay nothing until you find a job.